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| Grand Rapids | | While some companies raise their | | Accidental Bodily Injury: An injury |
| Roanoke | | prices based on your actual age, | | sustained accidentally. Only the result |
| San Jose | | most companies increase the price of | | need be accidental. Contrast with |
| Pittsburgh | | their policies six months before your | | Accidental Means. |
| Boston | | birthday. Its a term called Age | | |
| Mansfield | | Nearest in the industry, and that | | Mandatory Valuation Reserve: A |
| Alpharetta | | half-year price increase could really | | reserve required by a state law to |
| Alpharetta | | add up over a 20-year term policy. As | | offset any declines in the valuation of |
| Syracuse | | above, the quicker you purchase your | | securities listed as admitted assets. |
| Providence | | policy the better. | | |
| Harrisburg | | | | Collusion: An agreement, usually |
| Manchester | | Why not take advantage of current | | secret, between two or more persons |
| Escondido | | low prices? Many auto insurance | | to defraud or deprive another or |
| Virginia Beach | | consumers are becoming educated | | others of their property or rights. |
| Waco | | on other companies, plans, and rates | | |
| Gainesville | | that are available to them; ones that | | Divided Cover: The placing of |
| Hartford | | could afford them significant savings | | insurance on a given subject or |
| Schaumburg | | on their auto insurance. | | object with more than one insurer. |