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| Quincy | | If you have noticed that your auto | | Will Ride: Coverage that remains in |
| Pensacola | | insurance rates are still increasing | | effect regardless of the geographical |
| Schaumburg | | with each renewal, or even have not | | location in which a loss occurs. |
| St. Joseph | | gone down even though you have a | | |
| Oakland | | great driving record, this lower pricing | | Short Rate Premium: The premium |
| Fresno | | trend makes it more important then | | required for issuing a policy for a |
| Fayetteville | | ever that you shop around for auto | | period less than its normal term. |
| Cape Coral | | insurance. | | |
| Boulder | | | | Substandard Risk: A risk not |
| New Port Richey | | While some companies raise their | | measuring up to underwriting |
| Green Bay | | prices based on your actual age, | | standards. It may still be written but |
| Lawton | | most companies increase the price of | | usually at a surcharged premium. |
| Boulder | | their policies six months before your | | |
| Albany | | birthday. Its a term called Age | | Brokerage Department: A department |
| Greenville | | Nearest in the industry, and that | | of an insurer whose purpose is to |
| Saginaw | | half-year price increase could really | | deal with brokers in the placing of |
| Naperville | | add up over a 20-year term policy. As | | insurance. |
| Chicago | | above, the quicker you purchase your | | |
| Nashville | | policy the better. | | Accidental Bodily Injury: An injury |
| Huntington | | | | sustained accidentally. Only the result |
| Decatur | | Why not take advantage of current | | need be accidental. Contrast with |
| Phoenix | | low prices? Many auto insurance | | Accidental Means. |
| Biloxi | | consumers are becoming educated | | |
| Kingsport | | on other companies, plans, and rates | | Liquidity: The ability of an insurer to |
| Rockville | | that are available to them; ones that | | convert its assets into cash to pay |
| West Chester | | could afford them significant savings | | claims if necessary. |
| Brooklyn | | on their auto insurance. | | |
| Burbank | | | | United States Aircraft Insurance |
| Lorain | | Individuals who have 30-year | | Group: A group of insurers providing |
| Franklin | | mortgages might want to consider a | | facilities for all forms of Aviation |
| Durham | | 30-year term to ensure that the house | | Insurance. |
| Flushing | | is protected throughout the period of | | |
| Baltimore | | the loan. | | War Risk Insurance: Insurance |
| Lincoln | | | | covering damage caused by war. |
| Cincinnati | | | | Most often written by Ocean Marine |
| Corona | | | | Insurance companies covering |
| Hot Springs | | | | vessels. |