| | | | |
|
| Biloxi | | Life insurance, specifically Term Life, | | Policy Anniversary: The anniversary |
| Wilmington | | is arguably one of the best values in | | of the date of issue of a policy as |
| San Bernardino | | the entire financial services arena. | | shown in the policy declarations. |
| Asheville | | Where else can you go and get | | |
| Vancouver | | hundreds of thousands of dollars in | | License: A certification of authority for |
| Elkhart | | protection for literally pennies per | | an agent or insurer to operate, given |
| Miami | | day? Rates for Term Life insurance | | by the appropriate jurisdiction. |
| Torrance | | remain at all-time lows, and now is the | | |
| Daytona Beach | | time to lock in the best prices. | | Claim Expense: The expense of |
| Franklin | | | | adjusting a claim, such as |
| Goldsboro | | Why not take advantage of current | | investigation and attorneys' fees. It |
| Nashville | | low prices? Many auto insurance | | does not include the cost of the claim |
| Malden | | consumers are becoming educated | | itself. |
| Corona | | on other companies, plans, and rates | | |
| Toms River | | that are available to them; ones that | | Earned Income: The money |
| North Hollywood | | could afford them significant savings | | individuals earn as a result of working |
| Fresno | | on their auto insurance. | | at some job or occupation for which |
| North Hollywood | | | | they are paid a salary. |
| Huntington | | Make sure you have a new policy in | | |
| Los Angeles | | place before you cancel your old one | | Time Limits: The limits of time within |
| Stuart | | to avoid a lapse in coverage. This will | | which notice of a claim and proof of a |
| Phoenix | | also prevent having to figure out the | | loss must be submitted. |
| Roanoke | | amount of any unused premium that is | | |
| Grand Junction | | due to you from your old insurance | | Net Retention: The amount of |
| Cape Coral | | company, or having to spar with your | | insurance that a ceding company |
| Chattanooga | | agent about exactly when your policy | | keeps for its own account and does |
| Frederick | | was cancelled and how much they | | not reinsure. |
| Fort Lauderdale | | owe you. | | |
| Green Bay | | | | Agency: An insurance sales office |
| Silver Spring | | While some companies raise their | | which is directed by a agent, |
| Salt Lake City | | prices based on your actual age, | | manager, independent agent, or |
| Cookeville | | most companies increase the price of | | company manager. |
| Spartanburg | | their policies six months before your | | |
| Los Angeles | | birthday. Its a term called Age | | Admitted Company: An insurance |
| Bronx | | Nearest in the industry, and that | | company authorized and licensed to |
| Huntington Beach | | half-year price increase could really | | do business in a given state. |
| Lakewood | | add up over a 20-year term policy. As | | |
| Manchester | | above, the quicker you purchase your | | |
| Los Angeles | | policy the better. | | |
