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| Riverside | | Life insurance, specifically Term Life, | | Premium Notice: A form notice from |
| Jackson | | is arguably one of the best values in | | an insurer or agency to a policy |
| Hattiesburg | | the entire financial services arena. | | owner that a premium will be due on a |
| Biloxi | | Where else can you go and get | | given date. |
| Salt Lake City | | hundreds of thousands of dollars in | | |
| Ventura | | protection for literally pennies per | | Gross Line: The total limit accepted |
| Boca Raton | | day? Rates for Term Life insurance | | by an insurer on an individual risk, |
| Redlands | | remain at all-time lows, and now is the | | including the amount to be reinsured. |
| Houston | | time to lock in the best prices. | | |
| St. Paul | | | | Authorized Insurer: An insurer |
| Worcester | | We offer quotes for auto insurance, | | authorized by the state to transact |
| Vineland | | life insurance, homeowners | | business in that state for specific |
| Tuscaloosa | | insurance, health insurance, term life | | types of insurance. |
| Durham | | insurance and more. | | |
| Chandler | | | | Preferred Risk: Any risk considered |
| Valdosta | | While some companies raise their | | to be better than the standard risk on |
| Chesapeake | | prices based on your actual age, | | which the premium rate was |
| Alexandria | | most companies increase the price of | | calculated. |
| Panama City | | their policies six months before your | | |
| Fullerton | | birthday. Its a term called Age | | Policywriting Agent: An agent who has |
| Anchorage | | Nearest in the industry, and that | | the authority to prepare and effect an |
| Hartford | | half-year price increase could really | | insurer's policy. |
| Bakersfield | | add up over a 20-year term policy. As | | |
| Oceanside | | above, the quicker you purchase your | | Tariff Rate: A rate established by a |
| Durham | | policy the better. | | rating organization, which comes from |
| Alameda | | | | the tables, schedules and rules found |
| Fort Myers | | Why not take advantage of current | | in the tariff of rates. |
| Tulsa | | low prices? Many auto insurance | | |
| Columbus | | consumers are becoming educated | | You/Your: These words are used to |
| Roanoke | | on other companies, plans, and rates | | refer to the named insured in many of |
| Pembroke Pines | | that are available to them; ones that | | the modernized/personalized policy |
| Livonia | | could afford them significant savings | | forms. |
| Rockford | | on their auto insurance. | | |
| Silver Spring | | | | Partial Loss: A loss covered by an |
| San Francisco | | | | insurance policy which does not |
| Orange | | | | completely destroy or render |
| Lawton | | | | worthless the insured property. |
