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| Rockville | | We offer quotes for auto insurance, | | Mutualization: The process of |
| Pembroke Pines | | life insurance, homeowners | | converting a stock insurer to a mutual |
| Anderson | | insurance, health insurance, term life | | insurer, accomplished by having the |
| Topeka | | insurance and more. | | insurer buy stock and retire it. |
| Turlock | | | | |
| Pembroke Pines | | Healthy people have the best | | Retail Credit Company: The former |
| Anderson | | mortality risks and thus are much | | name of Equifax, a credit reporting |
| Orange | | cheaper for companies to insure. This | | organization. See Equifax. |
| Washington | | translates into lower rates for the | | |
| Pembroke Pines | | Super Preferred customer than | | Incurred Expense: Expenses not yet |
| Clearwater | | someone with higher risk factors such | | paid. Can also include paid |
| Billings | | as a heart condition, cancer or | | expenses in some accounting |
| Texarkana | | diabetes. Conversely, if you were | | systems. |
| Overland Park | | unhealthy when you acquired your | | |
| Melbourne | | policy, and your health has now | | Underwriters Laboratories, Inc. (UL): A |
| Clearwater | | improved, it might be time to shop for | | testing laboratory for manufactured |
| Escondido | | a new policy, as your rates are likely | | items to determine their safety |
| Hollywood | | to be lower. | | propensities. |
