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| Albuquerque | | If you have noticed that your auto | | Authorized Insurer: An insurer |
| Scranton | | insurance rates are still increasing | | authorized by the state to transact |
| Orange | | with each renewal, or even have not | | business in that state for specific |
| Fayetteville | | gone down even though you have a | | types of insurance. |
| Bloomington | | great driving record, this lower pricing | | |
| Colorado Springs | | trend makes it more important then | | Sherman Antitrust Act: An antitrust law |
| Trenton | | ever that you shop around for auto | | from which insurance is exempted to |
| Oklahoma City | | insurance. | | the extent that it is regulated by state |
| El Paso | | | | law. |
| Beaumont | | While some companies raise their | | |
| Wilmington | | prices based on your actual age, | | Agency: An insurance sales office |
| Gainesville | | most companies increase the price of | | which is directed by a agent, |
| Fort Wayne | | their policies six months before your | | manager, independent agent, or |
| Olympia | | birthday. Its a term called Age | | company manager. |
| York | | Nearest in the industry, and that | | |
| Gulfport | | half-year price increase could really | | Accident: An unplanned event, |
| Evansville | | add up over a 20-year term policy. As | | unexpected and undesigned, which |
| Kansas City | | above, the quicker you purchase your | | occurs suddenly and at a definite |
| Newark | | policy the better. | | place. |