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| Decatur | | Make sure you have a new policy in | | Appraisal: An evaluation of property |
| Macon | | place before you cancel your old one | | made to ascertain either the |
| Warren | | to avoid a lapse in coverage. This will | | appropriate amount of insurance to |
| Philadelphia | | also prevent having to figure out the | | be written or the amount of loss to be |
| Honolulu | | amount of any unused premium that is | | paid. |
| Detroit | | due to you from your old insurance | | |
| Wichita Falls | | company, or having to spar with your | | Cut Rate: This term generally applies |
| Baltimore | | agent about exactly when your policy | | to insurance companies who charge |
| Malden | | was cancelled and how much they | | premiums below a normal or average |
| Newport News | | owe you. | | rate. |
