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| Wilmington | | Shopping around is the best way to | | Initial Premium: An amount paid at the |
| Alexandria | | save money on your insurance. | | inception of an insurance contract, |
| Longview | | | | usually subject to adjustment at the |
| Escondido | | Individuals who have 30-year | | end of the policy period. |
| Harrisburg | | mortgages might want to consider a | | |
| Salt Lake City | | 30-year term to ensure that the house | | Claim: A demand made by the |
| Duluth | | is protected throughout the period of | | insured, or the insured's beneficiary, |
| Escondido | | the loan. | | for payment of the benefits provided |
| Stuart | | | | by the contract. |
| Panama City | | Why not take advantage of current | | |
| Sioux Falls | | low prices? Many auto insurance | | Partial Loss: A loss covered by an |
| Gulfport | | consumers are becoming educated | | insurance policy which does not |
| Stockton | | on other companies, plans, and rates | | completely destroy or render |
| Winter Park | | that are available to them; ones that | | worthless the insured property. |
| Burbank | | could afford them significant savings | | |
| Las Cruces | | on their auto insurance. | | Retail Credit Company: The former |
| Hickory | | | | name of Equifax, a credit reporting |
| Franklin | | If you decide to cancel your policy | | organization. See Equifax. |
| Irvine | | (after acquiring new coverage) | | |
| Dearborn | | outside of the 30-day period, you may | | Monoline Policy: Any insurance |
| Jackson | | have to pay a fee or penalty. | | coverage written as a single line |
| Rockville | | However, you may still save money | | policy. Contrast with Multiple Line or |
| South Bend | | after paying the fee if your new policy | | Package policy. |
| Whittier | | affords you significant savings. So | | |
| Spartanburg | | while it is best to wait until your | | Tabular Plan: A retrospective rating |
| Florence | | receive your renewal notice, you CAN | | plan, which uses tables to furnish the |
| Inglewood | | cancel your policy at any time. | | various values for the rating formula. |
