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| Bay City | | If you have noticed that your auto | | National Auto Theft Bureau: An |
| Lakeland | | insurance rates are still increasing | | organization engaged in the |
| Baltimore | | with each renewal, or even have not | | prevention and reduction of motor |
| Memphis | | gone down even though you have a | | vehicle fire and theft losses. |
| Silver Spring | | great driving record, this lower pricing | | |
| Scottsdale | | trend makes it more important then | | Accidental Bodily Injury: An injury |
| Greeley | | ever that you shop around for auto | | sustained accidentally. Only the result |
| Scranton | | insurance. | | need be accidental. Contrast with |
| Springfield | | | | Accidental Means. |
| Fredericksburg | | We offer quotes for auto insurance, | | |
| Clearwater | | life insurance, homeowners | | Net Retention: The amount of |
| Lubbock | | insurance, health insurance, term life | | insurance that a ceding company |
| Florissant | | insurance and more. | | keeps for its own account and does |
| Bethlehem | | | | not reinsure. |
| Chattanooga | | If you decide to cancel your policy | | |
| Buffalo | | (after acquiring new coverage) | | Single Limit: Any insurance coverage |
| Valdosta | | outside of the 30-day period, you may | | which is expressed as a single |
| Inglewood | | have to pay a fee or penalty. | | amount of insurance, or a single limit |
| Fort Collins | | However, you may still save money | | of liability. Contrast with Split Limit. |
| Brooklyn | | after paying the fee if your new policy | | |
| Houston | | affords you significant savings. So | | Buy-Back" Deductible: A deductible |
| Olympia | | while it is best to wait until your | | which may be eliminated for an |
| Cookeville | | receive your renewal notice, you CAN | | additional premium in order to |
| Vero Beach | | cancel your policy at any time. | | provide "first-dollar" coverage. |