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| Anaheim | | We offer quotes for auto insurance, | | Preferred Risk: Any risk considered |
| Jersey City | | life insurance, homeowners | | to be better than the standard risk on |
| Olympia | | insurance, health insurance, term life | | which the premium rate was |
| Flint | | insurance and more. | | calculated. |
| Lorain | | | | |
| Lincoln | | Make sure you have a new policy in | | Producer: A term applied to an agent, |
| Metairie | | place before you cancel your old one | | solicitor or other person who sells |
| Malden | | to avoid a lapse in coverage. This will | | insurance. |
| Jacksonville | | also prevent having to figure out the | | |
| Bakersfield | | amount of any unused premium that is | | Multi-Peril Policies: Policies which |
| Mesquite | | due to you from your old insurance | | cover a number of perils, such as fire, |
| Fall River | | company, or having to spar with your | | burglary, and liability, in a single |
| Rome | | agent about exactly when your policy | | contract. |
| Sunnyvale | | was cancelled and how much they | | |
| Livonia | | owe you. | | Minimum Premium: The smallest |
| Stockton | | | | amount of premium for which an |
| Columbia | | Why not take advantage of current | | insurer will issue coverage under a |
| Sumter | | low prices? Many auto insurance | | given policy. |
| Honolulu | | consumers are becoming educated | | |
| Savannah | | on other companies, plans, and rates | | Replacement: A new policy written to |
| Palm Desert | | that are available to them; ones that | | take the place of one currently in force. |
| Turlock | | could afford them significant savings | | |
| Rochester | | on their auto insurance. | | Standard Industry Code (SIC): This is |
| Lansing | | | | a coding system which assigns |
| Springfield | | Shopping around is the best way to | | separate codes for different types of |
| Chesapeake | | save money on your insurance. | | industries. |
