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| Brooklyn | | Individuals who have 30-year | | Commingling: An illegal practice |
| Quincy | | mortgages might want to consider a | | which occurs when an agent mixes |
| Livonia | | 30-year term to ensure that the house | | personal funds with the insured's or |
| San Antonio | | is protected throughout the period of | | insurer's funds. |
| Belleville | | the loan. | | |
| Garland | | | | Overlapping Insurance: Coverage |
| Belleville | | Make sure you have a new policy in | | from two or more policies or insurers |
| Scottsdale | | place before you cancel your old one | | which duplicates coverage of certain |
| Fresno | | to avoid a lapse in coverage. This will | | risks. |
| Monroe | | also prevent having to figure out the | | |
| Lexington | | amount of any unused premium that is | | Claim Report: A report filed by an |
| Anderson | | due to you from your old insurance | | agent setting forth the facts of a claim. |
| Hampton | | company, or having to spar with your | | Same as Loss Report. |
| Conroe | | agent about exactly when your policy | | |
| Stockton | | was cancelled and how much they | | Federal Deposit Insurance |
| Toms River | | owe you. | | Corporation (FDIC): An agency of the |
| Pembroke Pines | | | | federal government which insures |
| Jasper | | We offer quotes for auto insurance, | | bank deposits up to a stated |
| Bloomington | | life insurance, homeowners | | maximum. |
| Newport Beach | | insurance, health insurance, term life | | |
| Schaumburg | | insurance and more. | | Interline Endorsement: Commercial |
| Harlingen | | | | endorsements that apply, or could |
| Erie | | The quickest and easiest way to | | apply, to more than one coverage |
| Malden | | shop for new insurance is by | | part of a package policy. |
| Mesa | | comparing rates at InsWebs online | | |
| Atlanta | | marketplace. If you do it the | | Will Ride: Coverage that remains in |
| Macon | | old-fashioned way (by calling or | | effect regardless of the geographical |
| West Chester | | visiting multiple agents or insurance | | location in which a loss occurs. |
| St. Joseph | | companies) it could take up a huge | | |
| Atlanta | | chunk of your time, which no one | | Public Adjuster: An insurance adjuster |
| Lafayette | | wants or needs. By completing | | who represents an insured on a fee |
| Houston | | InsWebs online application, you will | | basis in claims settlement. Contrast |
| Sunnyvale | | have rates to compare to your old | | with Independent Adjuster. |
| Spring Hill | | ones within minutes! | | |
