| | | | |
|
| Orlando | | Healthy people have the best | | Gross Premium: The net premium |
| Omaha | | mortality risks and thus are much | | plus operating expenses, |
| Livonia | | cheaper for companies to insure. This | | commissions and other expenses. |
| Fresno | | translates into lower rates for the | | |
| Chula Vista | | Super Preferred customer than | | Examiner: An employee assigned by |
| Austin | | someone with higher risk factors such | | the state insurance department to |
| Bradenton | | as a heart condition, cancer or | | audit insurers' records. |
| Springfield | | diabetes. Conversely, if you were | | |
| Clarksville | | unhealthy when you acquired your | | Criticism: A correction suggested by a |
| Houma | | policy, and your health has now | | rating or auditing bureau to an insurer. |
| West Chester | | improved, it might be time to shop for | | |
| Erie | | a new policy, as your rates are likely | | Deflation: An economic period |
| High Point | | to be lower. | | characterized by falling prices, high |
| Sumter | | | | unemployment and a generally |
| Pembroke Pines | | If you decide to cancel your policy | | sluggish or slow economy. |
| Tallahassee | | (after acquiring new coverage) | | |
| Orlando | | outside of the 30-day period, you may | | Underinsurance: A condition in which |
| Palm Desert | | have to pay a fee or penalty. | | not enough insurance is carried to |
| Chula Vista | | However, you may still save money | | cover the insurable value. |
| Monroe | | after paying the fee if your new policy | | |
| Columbia | | affords you significant savings. So | | Claim: A demand made by the |
| Springfield | | while it is best to wait until your | | insured, or the insured's beneficiary, |
| Livonia | | receive your renewal notice, you CAN | | for payment of the benefits provided |
| Fort Myers | | cancel your policy at any time. | | by the contract. |
