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| Pensacola | | Everyone has different needs, and | | Nonadmitted Insurer: An insurer not |
| Tempe | | not one size fits all when it comes to | | licensed to do business in the |
| Palm Desert | | term life insurance. While it may make | | jurisdiction in question. Same as |
| Lincoln | | sense for people in their 30s and 40s | | Unauthorized Insurer and Unlicensed |
| Wilmington | | to secure a 20-year term length, a | | Insurer. |
| Portland | | 10-year term might be more | | |
| Palm Harbor | | appropriate for someone nearing | | Mandatory Valuation Reserve: A |
| Vineland | | retirement. | | reserve required by a state law to |
| Baltimore | | | | offset any declines in the valuation of |
| San Antonio | | The quickest and easiest way to | | securities listed as admitted assets. |
| Norfolk | | shop for new insurance is by | | |
| Troy | | comparing rates at InsWebs online | | Line of Business: The classification of |
| Huntsville | | marketplace. If you do it the | | business as utilized in the insurance |
| Springfield | | old-fashioned way (by calling or | | industry, e.g., Fire, Allied Lines and |
| Erie | | visiting multiple agents or insurance | | Homeowners. |
| Seattle | | companies) it could take up a huge | | |
| South Bend | | chunk of your time, which no one | | Accident: An unplanned event, |
| Naperville | | wants or needs. By completing | | unexpected and undesigned, which |
| Beaumont | | InsWebs online application, you will | | occurs suddenly and at a definite |
| Rockford | | have rates to compare to your old | | place. |
| Orange | | ones within minutes! | | |
| Plano | | | | Building Code: This refers to |
| Atlanta | | People who are trying to quit | | municipal or other governmental |
| Delray Beach | | smoking, for example, might be best | | ordinances regulating the type of |
| Malden | | suited purchasing a shorter term (and | | construction of buildings within its |
| Fairfax | | then replacing it with a longer term | | jurisdiction. |
| Orange | | policy when they qualify for | | |
| Canton | | non-tobacco prices). | | Insurance to Value: Insurance written |
| Durham | | | | in an amount approximating the value |
| Sacramento | | If you have noticed that your auto | | of the property insured. |
| Burbank | | insurance rates are still increasing | | |
| Council Bluffs | | with each renewal, or even have not | | Monoline Policy: Any insurance |
| Reno | | gone down even though you have a | | coverage written as a single line |
| Reno | | great driving record, this lower pricing | | policy. Contrast with Multiple Line or |
| Sunnyvale | | trend makes it more important then | | Package policy. |
| Gaithersburg | | ever that you shop around for auto | | |
| Lansing | | insurance. | | |
