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| Monroe | | Why not take advantage of current | | Renewal: The reestablishment of the |
| Malden | | low prices? Many auto insurance | | in-force status of a policy, the term of |
| Chicago | | consumers are becoming educated | | which has expired or will expire |
| Raleigh | | on other companies, plans, and rates | | unless it is renewed. |
| Rockford | | that are available to them; ones that | | |
| Boca Raton | | could afford them significant savings | | Liabilities: Money owed or expected |
| Stuart | | on their auto insurance. | | to be owed. Insurance company |
| Greensboro | | | | financial statements, for instance, |
| Racine | | Individuals who have 30-year | | show assets and liabilities. |
| Grand Rapids | | mortgages might want to consider a | | |
| Glendale | | 30-year term to ensure that the house | | Standard Industry Code (SIC): This is |
| Newport News | | is protected throughout the period of | | a coding system which assigns |
| Raleigh | | the loan. | | separate codes for different types of |
| Albuquerque | | | | industries. |
| Decatur | | We offer quotes for auto insurance, | | |
| Fort Myers | | life insurance, homeowners | | Brick Veneer Construction: Refers to |
| Killeen | | insurance, health insurance, term life | | a building where the outside walls are |
| Amarillo | | insurance and more. | | constructed of wood with a facing of a |
| Albany | | | | single layer of brick. |
| Alameda | | If you have noticed that your auto | | |
| Lexington | | insurance rates are still increasing | | Accidental Bodily Injury: An injury |
| Washington | | with each renewal, or even have not | | sustained accidentally. Only the result |
| Greensboro | | gone down even though you have a | | need be accidental. Contrast with |
| Fort Myers | | great driving record, this lower pricing | | Accidental Means. |
| Houston | | trend makes it more important then | | |
| Rome | | ever that you shop around for auto | | Losses Incurred: The total losses, |
| Cape Coral | | insurance. | | whether paid or not, sustained by an |
| Torrance | | | | insurer during a given period, e.g., 12 |
| Las Vegas | | Everyone has different needs, and | | months. |
| Yuma | | not one size fits all when it comes to | | |
| Ann Arbor | | term life insurance. While it may make | | Net Retention: The amount of |
| Bloomington | | sense for people in their 30s and 40s | | insurance that a ceding company |
| Slidell | | to secure a 20-year term length, a | | keeps for its own account and does |
| Spartanburg | | 10-year term might be more | | not reinsure. |
| Albuquerque | | appropriate for someone nearing | | |
| Metairie | | retirement. | | |
