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| Dubuque | | Shopping around is the best way to | | Mandatory Valuation Reserve: A |
| Anderson | | save money on your insurance. | | reserve required by a state law to |
| Wichita | | | | offset any declines in the valuation of |
| Modesto | | Healthy people have the best | | securities listed as admitted assets. |
| Decatur | | mortality risks and thus are much | | |
| Bellevue | | cheaper for companies to insure. This | | Deflation: An economic period |
| Chandler | | translates into lower rates for the | | characterized by falling prices, high |
| Boynton Beach | | Super Preferred customer than | | unemployment and a generally |
| Fairfax | | someone with higher risk factors such | | sluggish or slow economy. |
| Williamsport | | as a heart condition, cancer or | | |
| Delray Beach | | diabetes. Conversely, if you were | | Time Limits: The limits of time within |
| Buffalo | | unhealthy when you acquired your | | which notice of a claim and proof of a |
| Newark | | policy, and your health has now | | loss must be submitted. |
| Akron | | improved, it might be time to shop for | | |
| Cambridge | | a new policy, as your rates are likely | | Premium Notice: A form notice from |
| Chicago | | to be lower. | | an insurer or agency to a policy |
| Alexandria | | | | owner that a premium will be due on a |
| Arlington | | Make sure you have a new policy in | | given date. |
| Fredericksburg | | place before you cancel your old one | | |
| Silver Spring | | to avoid a lapse in coverage. This will | | Tickler: A reminder system used to |
| Lubbock | | also prevent having to figure out the | | call an individual's attention to actions |
| Lake Charles | | amount of any unused premium that is | | that must be taken at a future point in |
| Yuma | | due to you from your old insurance | | time. |
| Cambridge | | company, or having to spar with your | | |
| Dothan | | agent about exactly when your policy | | Brick Veneer Construction: Refers to |
| Odessa | | was cancelled and how much they | | a building where the outside walls are |
| Overland Park | | owe you. | | constructed of wood with a facing of a |
| Seattle | | | | single layer of brick. |
| San Antonio | | People who are trying to quit | | |
| Monroe | | smoking, for example, might be best | | Policywriting Agent: An agent who has |
| Pittsburgh | | suited purchasing a shorter term (and | | the authority to prepare and effect an |
| Charleston | | then replacing it with a longer term | | insurer's policy. |
| Frederick | | policy when they qualify for | | |
| Coral Springs | | non-tobacco prices). | | Insurance Examiner: The |
| Miami | | | | representative of a state insurance |
| Cincinnati | | | | department assigned to participate in |
| Colorado Springs | | | | the official audit and examination of |
| Decatur | | | | an insurer. |
