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| Arlington | | If you decide to cancel your policy | | Will Ride: Coverage that remains in |
| Richmond | | (after acquiring new coverage) | | effect regardless of the geographical |
| Pembroke Pines | | outside of the 30-day period, you may | | location in which a loss occurs. |
| Fort Lauderdale | | have to pay a fee or penalty. | | |
| Roanoke | | However, you may still save money | | Premium Receipt: The receipt given |
| Los Angeles | | after paying the fee if your new policy | | a policy owner for the payment of a |
| Silver Spring | | affords you significant savings. So | | premium. |
| Dallas | | while it is best to wait until your | | |
| Anderson | | receive your renewal notice, you CAN | | Interstate Carrier: A transportation |
| Stuart | | cancel your policy at any time. | | company which does business |
| Denver | | | | across state lines. |
| Jackson | | Healthy people have the best | | |
| Plano | | mortality risks and thus are much | | Professional Insurance Agents |
| Lawrenceville | | cheaper for companies to insure. This | | Association: A trade association of |
| Killeen | | translates into lower rates for the | | mutual insurance agents. |
| Arlington | | Super Preferred customer than | | |
| Springfield | | someone with higher risk factors such | | Mandatory Valuation Reserve: A |
| St. Joseph | | as a heart condition, cancer or | | reserve required by a state law to |
| Riverside | | diabetes. Conversely, if you were | | offset any declines in the valuation of |
| Dallas | | unhealthy when you acquired your | | securities listed as admitted assets. |
| White Plains | | policy, and your health has now | | |
| Columbia | | improved, it might be time to shop for | | Collusion: An agreement, usually |
| Newark | | a new policy, as your rates are likely | | secret, between two or more persons |
| Omaha | | to be lower. | | to defraud or deprive another or |
| Santa Ana | | | | others of their property or rights. |
| Greenville | | If you have noticed that your auto | | |
| Quincy | | insurance rates are still increasing | | Renewal: The reestablishment of the |
| Fremont | | with each renewal, or even have not | | in-force status of a policy, the term of |
| Daytona Beach | | gone down even though you have a | | which has expired or will expire |
| Eugene | | great driving record, this lower pricing | | unless it is renewed. |
| Tucson | | trend makes it more important then | | |
| Brooklyn | | ever that you shop around for auto | | Liquidity: The ability of an insurer to |
| Cape Coral | | insurance. | | convert its assets into cash to pay |
| Fort Myers | | | | claims if necessary. |
