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| Jackson | | The quickest and easiest way to | | Malicious Mischief: Similar to |
| Fort Wayne | | shop for new insurance is by | | vandalism. Purposely damaging the |
| Hemet | | comparing rates at InsWebs online | | rights or property of another. |
| Warren | | marketplace. If you do it the | | |
| San Diego | | old-fashioned way (by calling or | | FICA. Federal Insurance Contributions |
| Tacoma | | visiting multiple agents or insurance | | Act: A law imposing a payroll tax to |
| Franklin | | companies) it could take up a huge | | assist in funding Social Security |
| Mesquite | | chunk of your time, which no one | | benefits. |
| Montgomery | | wants or needs. By completing | | |
| Chula Vista | | InsWebs online application, you will | | Agency Company: An insurance |
| Lowell | | have rates to compare to your old | | company that produces business |
| Fayetteville | | ones within minutes! | | through an agency network. Contrast |
| Baltimore | | | | with Direct Writer. |
| Spring Hill | | Why not take advantage of current | | |
| Kingsport | | low prices? Many auto insurance | | American Risk and Insurance |
| Florissant | | consumers are becoming educated | | Association: An association of |
| Sioux City | | on other companies, plans, and rates | | insurance educators and others |
| Albuquerque | | that are available to them; ones that | | interested in insurance study and |
| Fresno | | could afford them significant savings | | research. |
| Corona | | on their auto insurance. | | |
| Wilmington | | | | Open Rating: A system whereby a |
| Sioux City | | Individuals who have 30-year | | state allows an insurer to use rates |
| North Hollywood | | mortgages might want to consider a | | without prior approval. |
| Long Beach | | 30-year term to ensure that the house | | |
| Schaumburg | | is protected throughout the period of | | Inspection: Independent checking on |
| Flushing | | the loan. | | facts about an applicant, |
| Dallas | | | | policyholder, or claimant, usually by a |
| Duluth | | Life insurance, specifically Term Life, | | commercial inspection agency. |
| Lubbock | | is arguably one of the best values in | | |
| Billings | | the entire financial services arena. | | Multi-Peril Policies: Policies which |
| Irvine | | Where else can you go and get | | cover a number of perils, such as fire, |
| Hickory | | hundreds of thousands of dollars in | | burglary, and liability, in a single |
| New Port Richey | | protection for literally pennies per | | contract. |
| Stockbridge | | day? Rates for Term Life insurance | | |
| Columbus | | remain at all-time lows, and now is the | | |
| Elkhart | | time to lock in the best prices. | | |
