| | | | |
|
| Newport Beach | | Healthy people have the best | | Agent's Qualification Law: Education, |
| North Hollywood | | mortality risks and thus are much | | experience, and other requirements |
| Buffalo | | cheaper for companies to insure. This | | imposed by the state upon persons |
| Glendale | | translates into lower rates for the | | desiring to be licensed as agents. |
| Springfield | | Super Preferred customer than | | |
| Fremont | | someone with higher risk factors such | | Inspection: Independent checking on |
| Nashville | | as a heart condition, cancer or | | facts about an applicant, |
| Myrtle Beach | | diabetes. Conversely, if you were | | policyholder, or claimant, usually by a |
| Flushing | | unhealthy when you acquired your | | commercial inspection agency. |
| Cypress | | policy, and your health has now | | |
| Tempe | | improved, it might be time to shop for | | Buy-Back" Deductible: A deductible |
| Jonesboro | | a new policy, as your rates are likely | | which may be eliminated for an |
| Tacoma | | to be lower. | | additional premium in order to |
| Miami | | | | provide "first-dollar" coverage. |
| Newark | | If you decide to cancel your policy | | |
| Staten Island | | (after acquiring new coverage) | | Accidental Bodily Injury: An injury |
| Tuscaloosa | | outside of the 30-day period, you may | | sustained accidentally. Only the result |
| Cranston | | have to pay a fee or penalty. | | need be accidental. Contrast with |
| Goldsboro | | However, you may still save money | | Accidental Means. |
| Panama City | | after paying the fee if your new policy | | |
| Venice | | affords you significant savings. So | | Agent's Balance: A periodic |
| Phoenix | | while it is best to wait until your | | statement of the sums due and owed |
| Boulder | | receive your renewal notice, you CAN | | to an agent under the agent's contract |
| Lawrenceville | | cancel your policy at any time. | | with an insurer. |
