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| Melbourne | | At InsWeb, you can compare free | | Will Ride: Coverage that remains in |
| Melbourne | | online insurance quotes from many of | | effect regardless of the geographical |
| Huntington | | the nations leading insurance | | location in which a loss occurs. |
| Springfield | | companies. | | |
| Erie | | | | We/Us/Our: These words are used to |
| Winter Haven | | Make sure you have a new policy in | | refer to the insurer in many of the |
| Roanoke | | place before you cancel your old one | | modernized/personalized policy |
| Midland | | to avoid a lapse in coverage. This will | | forms recently introduced. |
| Huntington Beach | | also prevent having to figure out the | | |
| Anaheim | | amount of any unused premium that is | | Net Interest Earned: The average |
| Boynton Beach | | due to you from your old insurance | | interest earned by an insurer on its |
| South Bend | | company, or having to spar with your | | investments after investment expense |
| Lansing | | agent about exactly when your policy | | but before federal income taxes. |
| Greenville | | was cancelled and how much they | | |
| Greensboro | | owe you. | | Lloyd's Broker: A person who has the |
| Rochester | | | | authority to negotiate insurance |
| Turlock | | Life insurance, specifically Term Life, | | contracts with the underwriters on the |
| Chattanooga | | is arguably one of the best values in | | floor at Lloyd's. |
| Acworth | | the entire financial services arena. | | |
| Mesa | | Where else can you go and get | | Cut Rate: This term generally applies |
| Walnut Creek | | hundreds of thousands of dollars in | | to insurance companies who charge |
| Newport News | | protection for literally pennies per | | premiums below a normal or average |
| Fort Collins | | day? Rates for Term Life insurance | | rate. |
| Denton | | remain at all-time lows, and now is the | | |
| Grand Rapids | | time to lock in the best prices. | | Time Limits: The limits of time within |
| San Bernardino | | | | which notice of a claim and proof of a |
| Santa Barbara | | If you decide to cancel your policy | | loss must be submitted. |
| Florissant | | (after acquiring new coverage) | | |
| Abilene | | outside of the 30-day period, you may | | Partial Loss: A loss covered by an |
| Gulfport | | have to pay a fee or penalty. | | insurance policy which does not |
| Augusta | | However, you may still save money | | completely destroy or render |
| Greensboro | | after paying the fee if your new policy | | worthless the insured property. |
| Fayetteville | | affords you significant savings. So | | |
| Jasper | | while it is best to wait until your | | Deductible: The portion of an insured |
| Mesa | | receive your renewal notice, you CAN | | loss to be borne by the insured |
| Arlington | | cancel your policy at any time. | | before he is entitled to recovery from |
| Carlsbad | | | | the insurer. |