| | | | |
|
| Bay City | | Why not take advantage of current | | Provisional Rate: Tentative rates, |
| Orlando | | low prices? Many auto insurance | | premiums or commissions that are |
| Durham | | consumers are becoming educated | | subject to subsequent adjustment. |
| Downey | | on other companies, plans, and rates | | See Commission and Premium. |
| Chandler | | that are available to them; ones that | | |
| Vancouver | | could afford them significant savings | | Underinsurance: A condition in which |
| Charlotte | | on their auto insurance. | | not enough insurance is carried to |
| Newark | | | | cover the insurable value. |
| Grand Rapids | | While some companies raise their | | |
| Santa Monica | | prices based on your actual age, | | Producer: A term applied to an agent, |
| Kansas City | | most companies increase the price of | | solicitor or other person who sells |
| Houston | | their policies six months before your | | insurance. |
| New York | | birthday. Its a term called Age | | |
| Reno | | Nearest in the industry, and that | | Brokerage Department: A department |
| Williamsport | | half-year price increase could really | | of an insurer whose purpose is to |
| Delray Beach | | add up over a 20-year term policy. As | | deal with brokers in the placing of |
| Garland | | above, the quicker you purchase your | | insurance. |
| Southfield | | policy the better. | | |
| Gulfport | | | | Standard Industry Code (SIC): This is |
| Lubbock | | Healthy people have the best | | a coding system which assigns |
| Shreveport | | mortality risks and thus are much | | separate codes for different types of |
| Lakeland | | cheaper for companies to insure. This | | industries. |
| Naperville | | translates into lower rates for the | | |
| Las Vegas | | Super Preferred customer than | | Earned Income: The money |
| Kansas City | | someone with higher risk factors such | | individuals earn as a result of working |
| New Orleans | | as a heart condition, cancer or | | at some job or occupation for which |
| Texarkana | | diabetes. Conversely, if you were | | they are paid a salary. |
| San Antonio | | unhealthy when you acquired your | | |
| Dearborn | | policy, and your health has now | | Amendment: A formal document |
| San Jose | | improved, it might be time to shop for | | which corrects or revises an |
| Nashville | | a new policy, as your rates are likely | | insurance master policy. |
| San Jose | | to be lower. | | |
| Berkeley | | | | Sherman Antitrust Act: An antitrust law |
| West Chester | | People who are trying to quit | | from which insurance is exempted to |
| Springfield | | smoking, for example, might be best | | the extent that it is regulated by state |
| Boca Raton | | suited purchasing a shorter term (and | | law. |
| Winter Park | | then replacing it with a longer term | | |
| Sioux Falls | | policy when they qualify for | | |
| Grand Junction | | non-tobacco prices). | | |
