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| Slidell | | The best time to switch policies is | | Agency Contract (or Agreement): The |
| Glendale | | within one month of receiving your | | document which establishes the legal |
| Killeen | | policy renewal from your current | | relationship between an agent and an |
| Wichita Falls | | insurer. You can typically cancel your | | insurer. |
| Cranston | | policy without any fees or penalties if | | |
| Lexington | | you act within this time period. | | Foreign Insurer: An insurer domiciled |
| Roanoke | | | | in a state of the United States other |
| Charleston | | We offer quotes for auto insurance, | | than the one in which the insured's |
| Lorain | | life insurance, homeowners | | insurance is written. |
| Arlington | | insurance, health insurance, term life | | |
| Slidell | | insurance and more. | | Agent's Qualification Law: Education, |
| New York | | | | experience, and other requirements |
| Williamsport | | Make sure you have a new policy in | | imposed by the state upon persons |
| Troy | | place before you cancel your old one | | desiring to be licensed as agents. |
| Richmond | | to avoid a lapse in coverage. This will | | |
| Manchester | | also prevent having to figure out the | | Coding: A method of putting |
| Hot Springs | | amount of any unused premium that is | | information into a numerical form for |
| Honolulu | | due to you from your old insurance | | statistical use. Most information on |
| Waterloo | | company, or having to spar with your | | policies is coded and then put into |
| Chula Vista | | agent about exactly when your policy | | reports. |
| Stuart | | was cancelled and how much they | | |
| Henderson | | owe you. | | FICA. Federal Insurance Contributions |
| Irving | | | | Act: A law imposing a payroll tax to |
| Scottsdale | | Life insurance, specifically Term Life, | | assist in funding Social Security |
| Newark | | is arguably one of the best values in | | benefits. |
| Edmond | | the entire financial services arena. | | |
| Greensboro | | Where else can you go and get | | New For Old: Replacing old |
| Oakland | | hundreds of thousands of dollars in | | damaged parts or equipment with |
| Decatur | | protection for literally pennies per | | new ones rather than repairing them. |
| Philadelphia | | day? Rates for Term Life insurance | | |
| Poughkeepsie | | remain at all-time lows, and now is the | | Appraisal: An evaluation of property |
| Jackson | | time to lock in the best prices. | | made to ascertain either the |
| Anaheim | | | | appropriate amount of insurance to |
| Akron | | Individuals who have 30-year | | be written or the amount of loss to be |
| Vero Beach | | mortgages might want to consider a | | paid. |
| Ann Arbor | | 30-year term to ensure that the house | | |
| Downey | | is protected throughout the period of | | |
| Tallahassee | | the loan. | | |
