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| Escondido | | Everyone has different needs, and | | Claim: A demand made by the |
| Waterloo | | not one size fits all when it comes to | | insured, or the insured's beneficiary, |
| Worcester | | term life insurance. While it may make | | for payment of the benefits provided |
| Mesquite | | sense for people in their 30s and 40s | | by the contract. |
| Bellevue | | to secure a 20-year term length, a | | |
| Arlington | | 10-year term might be more | | Amendment: A formal document |
| Norfolk | | appropriate for someone nearing | | which corrects or revises an |
| Columbus | | retirement. | | insurance master policy. |