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| Bloomington | | Everyone has different needs, and | | Claim Report: A report filed by an |
| Huntington | | not one size fits all when it comes to | | agent setting forth the facts of a claim. |
| Gaithersburg | | term life insurance. While it may make | | Same as Loss Report. |
| Beaumont | | sense for people in their 30s and 40s | | |
| Burbank | | to secure a 20-year term length, a | | Nonadmitted Insurer: An insurer not |
| Fort Myers | | 10-year term might be more | | licensed to do business in the |
| Daytona Beach | | appropriate for someone nearing | | jurisdiction in question. Same as |
| Durham | | retirement. | | Unauthorized Insurer and Unlicensed |
| Honolulu | | | | Insurer. |
| Mesquite | | While some companies raise their | | |
| Longwood | | prices based on your actual age, | | Book Value: Refers to the value of |
| Quincy | | most companies increase the price of | | assets as shown in the official |
| Pensacola | | their policies six months before your | | accounting records of the company. |
| Clinton Township | | birthday. Its a term called Age | | |
| Santa Barbara | | Nearest in the industry, and that | | Accident Year Experience: Measures |
| Jasper | | half-year price increase could really | | premiums and losses relating to |
| Woodbridge | | add up over a 20-year term policy. As | | accidents which occurred during a |
| Portland | | above, the quicker you purchase your | | 12-month period. |
| Ogden | | policy the better. | | |
| Fredericksburg | | | | Partnership Entity: The partnership |
| El Paso | | If you decide to cancel your policy | | considered as an entity and not in |
| Asheville | | (after acquiring new coverage) | | terms of its individual part-owners. |
| Cape Coral | | outside of the 30-day period, you may | | |
| Athens | | have to pay a fee or penalty. | | Premium Notice: A form notice from |
| Davenport | | However, you may still save money | | an insurer or agency to a policy |
| Portland | | after paying the fee if your new policy | | owner that a premium will be due on a |
| West Chester | | affords you significant savings. So | | given date. |
| Greensboro | | while it is best to wait until your | | |
| New Port Richey | | receive your renewal notice, you CAN | | Stock Option Plan: Surviving |
| Independence | | cancel your policy at any time. | | stockholders have the option to |
| Texarkana | | | | purchase or not purchase the shares |
| Dubuque | | We offer quotes for auto insurance, | | of a deceased stockholder. |
| Overland Park | | life insurance, homeowners | | |
| Quincy | | insurance, health insurance, term life | | Provisions: Statements contained in |
| New Port Richey | | insurance and more. | | an insurance policy which explain the |
| Overland Park | | | | benefits, conditions and other |
| Shreveport | | | | features of the insurance contract. |
