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| Turlock | | Why not take advantage of current | | Stock Option Plan: Surviving |
| Wilmington | | low prices? Many auto insurance | | stockholders have the option to |
| Jackson | | consumers are becoming educated | | purchase or not purchase the shares |
| Elkhart | | on other companies, plans, and rates | | of a deceased stockholder. |
| Santa Clara | | that are available to them; ones that | | |
| Biloxi | | could afford them significant savings | | Capital Sum: The maximum lump sum |
| Torrance | | on their auto insurance. | | payable in the event of accidental |
| Bloomington | | | | death or dismemberment. |
| Syracuse | | While some companies raise their | | |
| Huntington Beach | | prices based on your actual age, | | Basic Rate: The manual rate from |
| Decatur | | most companies increase the price of | | which discounts are taken or to which |
| Longwood | | their policies six months before your | | charges are added to reflect the |
| Norwalk | | birthday. Its a term called Age | | individual circumstances of a risk. |
| Mobile | | Nearest in the industry, and that | | |
| Franklin | | half-year price increase could really | | Accident: An unplanned event, |
| Louisville | | add up over a 20-year term policy. As | | unexpected and undesigned, which |
| Sunnyvale | | above, the quicker you purchase your | | occurs suddenly and at a definite |
| Chesapeake | | policy the better. | | place. |
