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| Richmond | | While some companies raise their | | Agent's License: A certificate of |
| York | | prices based on your actual age, | | authority from the state which permits |
| Lafayette | | most companies increase the price of | | the agent to conduct business. |
| Fort Collins | | their policies six months before your | | |
| Mesa | | birthday. Its a term called Age | | Adjustment Bureau: A firm organized |
| Ventura | | Nearest in the industry, and that | | to provide adjustment services to |
| St. Joseph | | half-year price increase could really | | insurers not wishing to create their |
| Portland | | add up over a 20-year term policy. As | | own claims division. |
| Tulsa | | above, the quicker you purchase your | | |
| Cranston | | policy the better. | | Incurred Expense: Expenses not yet |
| Dearborn | | | | paid. Can also include paid |
| Green Bay | | Why not take advantage of current | | expenses in some accounting |
| Jersey City | | low prices? Many auto insurance | | systems. |
| Johnson City | | consumers are becoming educated | | |
| Irvine | | on other companies, plans, and rates | | Monoline Policy: Any insurance |
| Johnstown | | that are available to them; ones that | | coverage written as a single line |
| Quincy | | could afford them significant savings | | policy. Contrast with Multiple Line or |
| New York | | on their auto insurance. | | Package policy. |
