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| Kingsport | | Make sure you have a new policy in | | Not Taken: Policies applied for and |
| Harlingen | | place before you cancel your old one | | issued but rejected by the proposed |
| Longview | | to avoid a lapse in coverage. This will | | owner and not paid for. |
| Madison | | also prevent having to figure out the | | |
| Las Cruces | | amount of any unused premium that is | | Claim: A demand made by the |
| Santa Clara | | due to you from your old insurance | | insured, or the insured's beneficiary, |
| Dearborn | | company, or having to spar with your | | for payment of the benefits provided |
| Fort Lauderdale | | agent about exactly when your policy | | by the contract. |
| Bellevue | | was cancelled and how much they | | |
| Dayton | | owe you. | | Replacement: A new policy written to |
| Rockford | | | | take the place of one currently in force. |
| Cedar Rapids | | Healthy people have the best | | |
| Boise | | mortality risks and thus are much | | Notice of Cancellation: Written notice |
| Edison | | cheaper for companies to insure. This | | by an insurer of intent to cancel |
| Boise | | translates into lower rates for the | | insurance, or written notice by an |
| Chandler | | Super Preferred customer than | | insured requesting cancellation. |
| Elkhart | | someone with higher risk factors such | | |
| Stockbridge | | as a heart condition, cancer or | | Valued: Relating to an agreement by |
| Bloomington | | diabetes. Conversely, if you were | | an insurer to pay a specified amount |
| Chula Vista | | unhealthy when you acquired your | | of money to or on behalf of the |
| Berkeley | | policy, and your health has now | | insured upon occurrence of a defined |
| Madison | | improved, it might be time to shop for | | loss. |
| Flushing | | a new policy, as your rates are likely | | |
| Walnut Creek | | to be lower. | | Notice To Company: Written notice to |
| South Bend | | | | an insurer of the occurrence of an |
| Alpharetta | | Why not take advantage of current | | event which a claim is to be based. |
| Arlington | | low prices? Many auto insurance | | |
| Ogden | | consumers are becoming educated | | Preferred Risk: Any risk considered |
| Sarasota | | on other companies, plans, and rates | | to be better than the standard risk on |
| Boca Raton | | that are available to them; ones that | | which the premium rate was |
| Syracuse | | could afford them significant savings | | calculated. |
| Cleveland | | on their auto insurance. | | |
| Knoxville | | | | Countersignature: The signature of a |
| Gainesville | | Life insurance, specifically Term Life, | | licensed agent or representative on a |
| Oklahoma City | | is arguably one of the best values in | | policy. |
| San Diego | | the entire financial services arena. | | |
| Columbus | | Where else can you go and get | | |
| Santa Ana | | hundreds of thousands of dollars in | | |
| Seattle | | protection for literally pennies per | | |
| Belleville | | day? Rates for Term Life insurance | | |
| Wichita | | remain at all-time lows, and now is the | | |
| Alameda | | time to lock in the best prices. | | |
