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| Nashville | | Everyone has different needs, and | | Premium Notice: A form notice from |
| Baltimore | | not one size fits all when it comes to | | an insurer or agency to a policy |
| Naples | | term life insurance. While it may make | | owner that a premium will be due on a |
| Yuma | | sense for people in their 30s and 40s | | given date. |
| Gainesville | | to secure a 20-year term length, a | | |
| Denton | | 10-year term might be more | | Operating Expense: The expense of |
| Carlsbad | | appropriate for someone nearing | | an insurer other than commissions |
| Durham | | retirement. | | and taxes. Called " and Insurance |
| Springfield | | | | Expense" in the convention statement |
| Peoria | | Shopping around is the best way to | | blank. |
| Chandler | | save money on your insurance. | | |
| Bloomington | | | | Provisional Rate: Tentative rates, |
| Lakewood | | Why not take advantage of current | | premiums or commissions that are |
| Muskegon | | low prices? Many auto insurance | | subject to subsequent adjustment. |
| Cookeville | | consumers are becoming educated | | See Commission and Premium. |
| Fort Lauderdale | | on other companies, plans, and rates | | |
| Canton | | that are available to them; ones that | | Short Rate Premium: The premium |
| Panama City | | could afford them significant savings | | required for issuing a policy for a |
| West Chester | | on their auto insurance. | | period less than its normal term. |