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| Toms River | | Individuals who have 30-year | | Renewal: The reestablishment of the |
| Springfield | | mortgages might want to consider a | | in-force status of a policy, the term of |
| Cranston | | 30-year term to ensure that the house | | which has expired or will expire |
| Long Beach | | is protected throughout the period of | | unless it is renewed. |
| Honolulu | | the loan. | | |
| Chattanooga | | | | Claim Report: A report filed by an |
| Santa Clara | | Life insurance, specifically Term Life, | | agent setting forth the facts of a claim. |
| Lima | | is arguably one of the best values in | | Same as Loss Report. |
| Troy | | the entire financial services arena. | | |
| Huntington Beach | | Where else can you go and get | | Initial Premium: An amount paid at the |
| Monroe | | hundreds of thousands of dollars in | | inception of an insurance contract, |
| Flushing | | protection for literally pennies per | | usually subject to adjustment at the |
| Charlotte | | day? Rates for Term Life insurance | | end of the policy period. |
| Sterling Heights | | remain at all-time lows, and now is the | | |
| Colorado Springs | | time to lock in the best prices. | | Other Insurance: The existence of |
| Ocala | | | | other contracts covering the same |
| Raleigh | | Why not take advantage of current | | interest and perils. |
| Cape Coral | | low prices? Many auto insurance | | |
| Spring Hill | | consumers are becoming educated | | Will Ride: Coverage that remains in |
| Grand Rapids | | on other companies, plans, and rates | | effect regardless of the geographical |
| Phoenix | | that are available to them; ones that | | location in which a loss occurs. |
| Jonesboro | | could afford them significant savings | | |
| Winter Haven | | on their auto insurance. | | Net Loss: The amount of loss |
| Tulsa | | | | sustained by an insurer after giving |
| Lakewood | | If you decide to cancel your policy | | effect to all applicable reinsurance, |
| Pittsburgh | | (after acquiring new coverage) | | salvage, and subrogation recoveries. |
| Cherry Hill | | outside of the 30-day period, you may | | |
| Bellevue | | have to pay a fee or penalty. | | Agent's Balance: A periodic |
| Glendale | | However, you may still save money | | statement of the sums due and owed |
| Belleville | | after paying the fee if your new policy | | to an agent under the agent's contract |
| Gainesville | | affords you significant savings. So | | with an insurer. |
| Gainesville | | while it is best to wait until your | | |
| Greensboro | | receive your renewal notice, you CAN | | Coding: A method of putting |
| Walnut Creek | | cancel your policy at any time. | | information into a numerical form for |
| Schaumburg | | | | statistical use. Most information on |
| Mesquite | | | | policies is coded and then put into |
| Fremont | | | | reports. |
