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| Mesquite | | Make sure you have a new policy in | | National Auto Theft Bureau: An |
| Greenville | | place before you cancel your old one | | organization engaged in the |
| Daytona Beach | | to avoid a lapse in coverage. This will | | prevention and reduction of motor |
| Corpus Christi | | also prevent having to figure out the | | vehicle fire and theft losses. |
| Tallahassee | | amount of any unused premium that is | | |
| Arlington | | due to you from your old insurance | | Agency Company: An insurance |
| Providence | | company, or having to spar with your | | company that produces business |
| Albany | | agent about exactly when your policy | | through an agency network. Contrast |
| Venice | | was cancelled and how much they | | with Direct Writer. |
| Jacksonville | | owe you. | | |
| Elkhart | | | | Depreciation: A decrease in the value |
| Toms River | | Individuals who have 30-year | | of any type of tangible property over |
| San Antonio | | mortgages might want to consider a | | a period of time resulting from use, |
| Rapid City | | 30-year term to ensure that the house | | wear and tear, or obsolescence. |
| Tampa | | is protected throughout the period of | | |
| Sacramento | | the loan. | | Will Ride: Coverage that remains in |
| Quincy | | | | effect regardless of the geographical |
| Racine | | Life insurance, specifically Term Life, | | location in which a loss occurs. |
| Wilmington | | is arguably one of the best values in | | |
| Akron | | the entire financial services arena. | | Incurred Expense: Expenses not yet |
| Mesquite | | Where else can you go and get | | paid. Can also include paid |
| Muskegon | | hundreds of thousands of dollars in | | expenses in some accounting |
| Tampa | | protection for literally pennies per | | systems. |
| Raleigh | | day? Rates for Term Life insurance | | |
| Macon | | remain at all-time lows, and now is the | | Loss Frequency: The number of times |
| Venice | | time to lock in the best prices. | | a loss occurs over a specific period |
| Oceanside | | | | of time. |
| Midland | | Shopping around is the best way to | | |
| Newport News | | save money on your insurance. | | Exclusions: Specific situations, |
| Macon | | | | conditions, or circumstances that are |
| Alpharetta | | People who are trying to quit | | listed in the contract as being not |
| Plano | | smoking, for example, might be best | | covered. |
| Cranston | | suited purchasing a shorter term (and | | |
| Newport Beach | | then replacing it with a longer term | | Monoline Policy: Any insurance |
| New York | | policy when they qualify for | | coverage written as a single line |
| Frederick | | non-tobacco prices). | | policy. Contrast with Multiple Line or |
| Jonesboro | | | | Package policy. |
