| | | | |
|
| Topeka | | While some companies raise their | | Deflation: An economic period |
| Madison | | prices based on your actual age, | | characterized by falling prices, high |
| Irvine | | most companies increase the price of | | unemployment and a generally |
| Rockville | | their policies six months before your | | sluggish or slow economy. |
| Syracuse | | birthday. Its a term called Age | | |
| Beaumont | | Nearest in the industry, and that | | Premium: The price of insurance |
| El Cajon | | half-year price increase could really | | protection for a specified risk for a |
| Scottsdale | | add up over a 20-year term policy. As | | specified period of time. |
| Jackson | | above, the quicker you purchase your | | |
| Vineland | | policy the better. | | Underwriters Laboratories, Inc. (UL): A |
| Alexandria | | | | testing laboratory for manufactured |
| Lexington | | If you decide to cancel your policy | | items to determine their safety |
| Hartford | | (after acquiring new coverage) | | propensities. |
| Honolulu | | outside of the 30-day period, you may | | |
| Huntington | | have to pay a fee or penalty. | | Adjustment Bureau: A firm organized |
| Mobile | | However, you may still save money | | to provide adjustment services to |
| Denton | | after paying the fee if your new policy | | insurers not wishing to create their |
| Cedar Rapids | | affords you significant savings. So | | own claims division. |
| Sioux Falls | | while it is best to wait until your | | |
| Albuquerque | | receive your renewal notice, you CAN | | Gross Line: The total limit accepted |
| El Paso | | cancel your policy at any time. | | by an insurer on an individual risk, |
| Johnson City | | | | including the amount to be reinsured. |
| Columbia | | People who are trying to quit | | |
| Youngstown | | smoking, for example, might be best | | Countersignature: The signature of a |
| Council Bluffs | | suited purchasing a shorter term (and | | licensed agent or representative on a |
| Athens | | then replacing it with a longer term | | policy. |
| Roanoke | | policy when they qualify for | | |
| Yuma | | non-tobacco prices). | | Interline Endorsement: Commercial |
| Fort Collins | | | | endorsements that apply, or could |
| Rochester | | We offer quotes for auto insurance, | | apply, to more than one coverage |
| Fall River | | life insurance, homeowners | | part of a package policy. |
| Fort Collins | | insurance, health insurance, term life | | |
| Minneapolis | | insurance and more. | | Valuation Clause: A clause stating the |
| Clarksville | | | | value of items for insurance |
| Acworth | | | | purposes, making it a valued policy. |
