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| Evanston | | If you decide to cancel your policy | | Producer: A term applied to an agent, |
| Jacksonville | | (after acquiring new coverage) | | solicitor or other person who sells |
| Johnson City | | outside of the 30-day period, you may | | insurance. |
| El Cajon | | have to pay a fee or penalty. | | |
| Greensboro | | However, you may still save money | | Exclusions: Specific situations, |
| Torrance | | after paying the fee if your new policy | | conditions, or circumstances that are |
| Owensboro | | affords you significant savings. So | | listed in the contract as being not |
| High Point | | while it is best to wait until your | | covered. |
| Santa Ana | | receive your renewal notice, you CAN | | |
| Belleville | | cancel your policy at any time. | | Director of Insurance: A title used in |
| Boca Raton | | | | some states for the head of the |
| Oxnard | | Healthy people have the best | | department of insurance. |
| Worcester | | mortality risks and thus are much | | |
| Vineland | | cheaper for companies to insure. This | | Captive Agent: One who sells |
| Mesa | | translates into lower rates for the | | insurance for only one company as |
| Winter Park | | Super Preferred customer than | | opposed to an agent who represents |
| Omaha | | someone with higher risk factors such | | several companies. |
| Hattiesburg | | as a heart condition, cancer or | | |
| Clearwater | | diabetes. Conversely, if you were | | Line of Business: The classification of |
| Arlington | | unhealthy when you acquired your | | business as utilized in the insurance |
| Glendale | | policy, and your health has now | | industry, e.g., Fire, Allied Lines and |
| Sarasota | | improved, it might be time to shop for | | Homeowners. |
| Palm Harbor | | a new policy, as your rates are likely | | |
| Bronx | | to be lower. | | Not Taken: Policies applied for and |
| Palm Desert | | | | issued but rejected by the proposed |
| Valdosta | | At InsWeb, you can compare free | | owner and not paid for. |
| Sioux City | | online insurance quotes from many of | | |
| Livonia | | the nations leading insurance | | Mutualization: The process of |
| Tallahassee | | companies. | | converting a stock insurer to a mutual |
| Tulsa | | | | insurer, accomplished by having the |
| Newark | | We offer quotes for auto insurance, | | insurer buy stock and retire it. |
| Whittier | | life insurance, homeowners | | |
| Lubbock | | insurance, health insurance, term life | | Public Adjuster: An insurance adjuster |
| Tampa | | insurance and more. | | who represents an insured on a fee |
| Redlands | | | | basis in claims settlement. Contrast |
| Vancouver | | | | with Independent Adjuster. |
