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| Ventura | | If you decide to cancel your policy | | FICA. Federal Insurance Contributions |
| Miami | | (after acquiring new coverage) | | Act: A law imposing a payroll tax to |
| Inglewood | | outside of the 30-day period, you may | | assist in funding Social Security |
| Winter Park | | have to pay a fee or penalty. | | benefits. |
| Belleville | | However, you may still save money | | |
| Detroit | | after paying the fee if your new policy | | Will Ride: Coverage that remains in |
| Pembroke Pines | | affords you significant savings. So | | effect regardless of the geographical |
| Chesapeake | | while it is best to wait until your | | location in which a loss occurs. |
| Roanoke | | receive your renewal notice, you CAN | | |
| Lexington | | cancel your policy at any time. | | Partnership: A business enterprise |
| Lawton | | | | owned and operated by two or more |
| Dallas | | We offer quotes for auto insurance, | | persons for the purpose of generating |
| Santa Ana | | life insurance, homeowners | | business income and profits. |
| Longwood | | insurance, health insurance, term life | | |
| Columbus | | insurance and more. | | Fictitious Groups: Groups formed |
| Lexington | | | | primarily for the purpose of buying |
| Sarasota | | Make sure you have a new policy in | | insurance. Under the law such groups |
| Gainesville | | place before you cancel your old one | | may not be underwritten. |
| Austin | | to avoid a lapse in coverage. This will | | |
| Spartanburg | | also prevent having to figure out the | | Losses Outstanding: A summary |
| Delray Beach | | amount of any unused premium that is | | statement prepared by Property, Life, |
| Sarasota | | due to you from your old insurance | | and Liability insurers showing claims |
| Erie | | company, or having to spar with your | | not yet settled. |
| Quincy | | agent about exactly when your policy | | |
| Tampa | | was cancelled and how much they | | Malicious Mischief: Similar to |
| Jackson | | owe you. | | vandalism. Purposely damaging the |
| Wilmington | | | | rights or property of another. |
| Greenville | | The quickest and easiest way to | | |
| Sterling Heights | | shop for new insurance is by | | Other Insurance: The existence of |
| Long Beach | | comparing rates at InsWebs online | | other contracts covering the same |
| Rochester | | marketplace. If you do it the | | interest and perils. |
| Rockville | | old-fashioned way (by calling or | | |
| Muskegon | | visiting multiple agents or insurance | | Director of Insurance: A title used in |
| Gainesville | | companies) it could take up a huge | | some states for the head of the |
| Lakeland | | chunk of your time, which no one | | department of insurance. |
| Oklahoma City | | wants or needs. By completing | | |
| Evanston | | InsWebs online application, you will | | |
| Springfield | | have rates to compare to your old | | |
| Bay City | | ones within minutes! | | |