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| Hollywood | | Individuals who have 30-year | | Liquidity: The ability of an insurer to |
| Flushing | | mortgages might want to consider a | | convert its assets into cash to pay |
| Sunnyvale | | 30-year term to ensure that the house | | claims if necessary. |
| Reading | | is protected throughout the period of | | |
| Wilmington | | the loan. | | Notice To Company: Written notice to |
| Fort Myers | | | | an insurer of the occurrence of an |
| Yonkers | | Everyone has different needs, and | | event which a claim is to be based. |
| Johnstown | | not one size fits all when it comes to | | |
| Atlanta | | term life insurance. While it may make | | Malinger: To feign a disability for the |
| Washington | | sense for people in their 30s and 40s | | purpose of continuing to collect |
| Council Bluffs | | to secure a 20-year term length, a | | benefits longer than actually |
| Jacksonville | | 10-year term might be more | | necessary. |
| Whittier | | appropriate for someone nearing | | |
| Beaumont | | retirement. | | Accidental Bodily Injury: An injury |
| Decatur | | | | sustained accidentally. Only the result |
| Sarasota | | If you have noticed that your auto | | need be accidental. Contrast with |
| Bay City | | insurance rates are still increasing | | Accidental Means. |
| Lawton | | with each renewal, or even have not | | |
| Cincinnati | | gone down even though you have a | | New For Old: Replacing old |
| Irvine | | great driving record, this lower pricing | | damaged parts or equipment with |
| Hot Springs | | trend makes it more important then | | new ones rather than repairing them. |
| Henderson | | ever that you shop around for auto | | |
| Kansas City | | insurance. | | Amendment: A formal document |
| Cookeville | | | | which corrects or revises an |
| Metairie | | Healthy people have the best | | insurance master policy. |
| New Orleans | | mortality risks and thus are much | | |
| Nashua | | cheaper for companies to insure. This | | Underwriters Laboratories, Inc. (UL): A |
| Knoxville | | translates into lower rates for the | | testing laboratory for manufactured |
| Killeen | | Super Preferred customer than | | items to determine their safety |
| Scottsdale | | someone with higher risk factors such | | propensities. |
| Conroe | | as a heart condition, cancer or | | |
| Quincy | | diabetes. Conversely, if you were | | Countersignature: The signature of a |
| Lafayette | | unhealthy when you acquired your | | licensed agent or representative on a |
| Norwalk | | policy, and your health has now | | policy. |
| Hampton | | improved, it might be time to shop for | | |
| Albany | | a new policy, as your rates are likely | | |
| Alexandria | | to be lower. | | |
