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| Scottsdale | | The quickest and easiest way to | | Gain and Loss Exhibit: The portion of |
| Rockford | | shop for new insurance is by | | the convention blank which |
| Fremont | | comparing rates at InsWebs online | | represents an analysis of gains, |
| El Cajon | | marketplace. If you do it the | | losses, and surplus during an |
| Denver | | old-fashioned way (by calling or | | accounting period. |
| Daytona Beach | | visiting multiple agents or insurance | | |
| Brooklyn | | companies) it could take up a huge | | Claim: A demand made by the |
| Tampa | | chunk of your time, which no one | | insured, or the insured's beneficiary, |
| Spokane | | wants or needs. By completing | | for payment of the benefits provided |
| Garland | | InsWebs online application, you will | | by the contract. |
| Corona | | have rates to compare to your old | | |
| Staten Island | | ones within minutes! | | National Auto Theft Bureau: An |
| Pueblo | | | | organization engaged in the |
| Glendale | | Why not take advantage of current | | prevention and reduction of motor |
| El Cajon | | low prices? Many auto insurance | | vehicle fire and theft losses. |
| Ann Arbor | | consumers are becoming educated | | |
| Oakland | | on other companies, plans, and rates | | Claim Expense: The expense of |
| Plano | | that are available to them; ones that | | adjusting a claim, such as |
| Staten Island | | could afford them significant savings | | investigation and attorneys' fees. It |
| Littleton | | on their auto insurance. | | does not include the cost of the claim |
| Richmond | | | | itself. |
| Green Bay | | The best time to switch policies is | | |
| Augusta | | within one month of receiving your | | Deductible: The portion of an insured |
| Rochester | | policy renewal from your current | | loss to be borne by the insured |
| Salem | | insurer. You can typically cancel your | | before he is entitled to recovery from |
| Naperville | | policy without any fees or penalties if | | the insurer. |
| Jackson | | you act within this time period. | | |
| Littleton | | | | Federal Deposit Insurance |
| Spring Hill | | Shopping around is the best way to | | Corporation (FDIC): An agency of the |
| Duluth | | save money on your insurance. | | federal government which insures |
| Billings | | | | bank deposits up to a stated |
| San Antonio | | Individuals who have 30-year | | maximum. |
| Acworth | | mortgages might want to consider a | | |
| Albany | | 30-year term to ensure that the house | | Appraisal: An evaluation of property |
| Yonkers | | is protected throughout the period of | | made to ascertain either the |
| Houma | | the loan. | | appropriate amount of insurance to |
| Sacramento | | | | be written or the amount of loss to be |
| Dothan | | | | paid. |