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| Chesapeake | | Everyone has different needs, and | | Line of Business: The classification of |
| San Diego | | not one size fits all when it comes to | | business as utilized in the insurance |
| Lexington | | term life insurance. While it may make | | industry, e.g., Fire, Allied Lines and |
| Washington | | sense for people in their 30s and 40s | | Homeowners. |
| Fort Smith | | to secure a 20-year term length, a | | |
| Irving | | 10-year term might be more | | Partial Loss: A loss covered by an |
| Shreveport | | appropriate for someone nearing | | insurance policy which does not |
| Clarksville | | retirement. | | completely destroy or render |
| Amarillo | | | | worthless the insured property. |
| Orlando | | At InsWeb, you can compare free | | |
| Quincy | | online insurance quotes from many of | | Agent's Balance: A periodic |
| Texarkana | | the nations leading insurance | | statement of the sums due and owed |
| Omaha | | companies. | | to an agent under the agent's contract |
| Quincy | | | | with an insurer. |
| Delray Beach | | Shopping around is the best way to | | |
| Texarkana | | save money on your insurance. | | Fictitious Groups: Groups formed |
| Grand Junction | | | | primarily for the purpose of buying |
| Fort Collins | | Why not take advantage of current | | insurance. Under the law such groups |
| Anaheim | | low prices? Many auto insurance | | may not be underwritten. |
| Alpharetta | | consumers are becoming educated | | |
| Sioux City | | on other companies, plans, and rates | | Effective Date: The date on which the |
| Newark | | that are available to them; ones that | | protection of an insurance policy or |
| Jackson | | could afford them significant savings | | bond goes into effect. |
| Billings | | on their auto insurance. | | |
| San Antonio | | | | Accidental Bodily Injury: An injury |
| Arlington | | Life insurance, specifically Term Life, | | sustained accidentally. Only the result |
| Lawton | | is arguably one of the best values in | | need be accidental. Contrast with |
| High Point | | the entire financial services arena. | | Accidental Means. |
| Lubbock | | Where else can you go and get | | |
| Malden | | hundreds of thousands of dollars in | | Substandard Risk: A risk not |
| Fort Wayne | | protection for literally pennies per | | measuring up to underwriting |
| Virginia Beach | | day? Rates for Term Life insurance | | standards. It may still be written but |
| Thousand Oaks | | remain at all-time lows, and now is the | | usually at a surcharged premium. |
| White Plains | | time to lock in the best prices. | | |
