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| Orange Park | | Life insurance, specifically Term Life, | | Retail Credit Company: The former |
| Saginaw | | is arguably one of the best values in | | name of Equifax, a credit reporting |
| Hendersonville | | the entire financial services arena. | | organization. See Equifax. |
| Schaumburg | | Where else can you go and get | | |
| Panama City | | hundreds of thousands of dollars in | | Premises: The particular location of |
| Staten Island | | protection for literally pennies per | | property or a portion thereof as |
| Erie | | day? Rates for Term Life insurance | | designated in a policy. |
| Chattanooga | | remain at all-time lows, and now is the | | |
| Spring Hill | | time to lock in the best prices. | | Insurance to Value: Insurance written |
| Long Beach | | | | in an amount approximating the value |
| Kingsport | | The quickest and easiest way to | | of the property insured. |
| Detroit | | shop for new insurance is by | | |
| Columbia | | comparing rates at InsWebs online | | Business: In Property, Liability, and |
| Kingsport | | marketplace. If you do it the | | Health lines, it usually refers to the |
| Philadelphia | | old-fashioned way (by calling or | | volume of premiums. |
| Joliet | | visiting multiple agents or insurance | | |
| Alpharetta | | companies) it could take up a huge | | Insurance Examiner: The |
| Schaumburg | | chunk of your time, which no one | | representative of a state insurance |
| Mansfield | | wants or needs. By completing | | department assigned to participate in |
| Clarksville | | InsWebs online application, you will | | the official audit and examination of |
| Augusta | | have rates to compare to your old | | an insurer. |
| Columbus | | ones within minutes! | | |
| Anderson | | | | Premium Notice: A form notice from |
| Palm Harbor | | Healthy people have the best | | an insurer or agency to a policy |
| Quincy | | mortality risks and thus are much | | owner that a premium will be due on a |
| Little Rock | | cheaper for companies to insure. This | | given date. |
| Lake Worth | | translates into lower rates for the | | |
| Scottsdale | | Super Preferred customer than | | Underinsurance: A condition in which |
| Conroe | | someone with higher risk factors such | | not enough insurance is carried to |
| Lexington | | as a heart condition, cancer or | | cover the insurable value. |
| Jackson | | diabetes. Conversely, if you were | | |
| Boynton Beach | | unhealthy when you acquired your | | Examiner: An employee assigned by |
| Gainesville | | policy, and your health has now | | the state insurance department to |
| Miami | | improved, it might be time to shop for | | audit insurers' records. |
| Santa Barbara | | a new policy, as your rates are likely | | |
| Stockbridge | | to be lower. | | |
