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| Fairfax | | Everyone has different needs, and | | Mandatory Valuation Reserve: A |
| Sumter | | not one size fits all when it comes to | | reserve required by a state law to |
| Poughkeepsie | | term life insurance. While it may make | | offset any declines in the valuation of |
| Reading | | sense for people in their 30s and 40s | | securities listed as admitted assets. |
| Independence | | to secure a 20-year term length, a | | |
| Gaithersburg | | 10-year term might be more | | Interstate Carrier: A transportation |
| Jacksonville | | appropriate for someone nearing | | company which does business |
| Gainesville | | retirement. | | across state lines. |