Hancock Insurance

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Lake Charles	The best time to switch policies is	Broker-Agent: One acting as an agent
Portland	within one month of receiving your	of one or more insurers and as a
Johnson City	policy renewal from your current	broker in dealing with one or more
Fort Lauderdale	insurer. You can typically cancel your	other insurers.
Warwick	policy without any fees or penalties if
Cambridge	you act within this time period.	Accidental Bodily Injury: An injury
Racine		sustained accidentally. Only the result
San Francisco	While some companies raise their	need be accidental. Contrast with
Cambridge	prices based on your actual age,	Accidental Means.
Virginia Beach	most companies increase the price of
Evanston	their policies six months before your	Federal Deposit Insurance
Slidell	birthday. Its a term called Age	Corporation (FDIC): An agency of the
Chandler	Nearest in the industry, and that	federal government which insures
Warwick	half-year price increase could really	bank deposits up to a stated
Pueblo	add up over a 20-year term policy. As	maximum.
Sumter	above, the quicker you purchase your
Palo Alto	policy the better.	Mandatory Valuation Reserve: A
Tuscaloosa		reserve required by a state law to
Quincy	Shopping around is the best way to	offset any declines in the valuation of
Spokane	save money on your insurance.	securities listed as admitted assets.