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| Providence | | People who are trying to quit | | Professional Insurance Agents |
| Trenton | | smoking, for example, might be best | | Association: A trade association of |
| White Plains | | suited purchasing a shorter term (and | | mutual insurance agents. |
| Baton Rouge | | then replacing it with a longer term | | |
| Chandler | | policy when they qualify for | | Public Adjuster: An insurance adjuster |
| Phoenix | | non-tobacco prices). | | who represents an insured on a fee |
| Irving | | | | basis in claims settlement. Contrast |
| Des Moines | | Why not take advantage of current | | with Independent Adjuster. |
| Plano | | low prices? Many auto insurance | | |
| Yuma | | consumers are becoming educated | | Deflation: An economic period |
| Lake Charles | | on other companies, plans, and rates | | characterized by falling prices, high |
| Fort Wayne | | that are available to them; ones that | | unemployment and a generally |
| Lancaster | | could afford them significant savings | | sluggish or slow economy. |
| Orange Park | | on their auto insurance. | | |
| Mesquite | | | | Time Limits: The limits of time within |
| Anchorage | | While some companies raise their | | which notice of a claim and proof of a |
| Carlsbad | | prices based on your actual age, | | loss must be submitted. |
| Ann Arbor | | most companies increase the price of | | |
| Lake Worth | | their policies six months before your | | Fiduciary: A person holding the funds |
| Alameda | | birthday. Its a term called Age | | or property of another in a position of |
| Valdosta | | Nearest in the industry, and that | | trust. An example would be the |
| Fayetteville | | half-year price increase could really | | executor of an estate. |
| Sumter | | add up over a 20-year term policy. As | | |
| Hartford | | above, the quicker you purchase your | | Amendment: A formal document |
| Nashville | | policy the better. | | which corrects or revises an |
| Hartford | | | | insurance master policy. |
| Spring Hill | | Make sure you have a new policy in | | |
| Lansing | | place before you cancel your old one | | Interstate Carrier: A transportation |
| Panama City | | to avoid a lapse in coverage. This will | | company which does business |
| Edmond | | also prevent having to figure out the | | across state lines. |
| Vancouver | | amount of any unused premium that is | | |
| Springfield | | due to you from your old insurance | | Convention Values: Values assigned |
| Pompano Beach | | company, or having to spar with your | | to insurers' assets in the convention |
| Glendale | | agent about exactly when your policy | | blank. |
| Lansing | | was cancelled and how much they | | |
| Chattanooga | | owe you. | | |
