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| Orange | | If you have noticed that your auto | | We/Us/Our: These words are used to |
| Yuma | | insurance rates are still increasing | | refer to the insurer in many of the |
| Hollywood | | with each renewal, or even have not | | modernized/personalized policy |
| Albany | | gone down even though you have a | | forms recently introduced. |
| Boise | | great driving record, this lower pricing | | |
| Dearborn | | trend makes it more important then | | Gain and Loss Exhibit: The portion of |
| Houston | | ever that you shop around for auto | | the convention blank which |
| Scranton | | insurance. | | represents an analysis of gains, |
| Muskegon | | | | losses, and surplus during an |
| Memphis | | Why not take advantage of current | | accounting period. |
| Baton Rouge | | low prices? Many auto insurance | | |
| Panama City | | consumers are becoming educated | | Nonassignable: A policy that the |
| Bradenton | | on other companies, plans, and rates | | owner cannot assign to a third party. |
| Minneapolis | | that are available to them; ones that | | Most policies are nonassignable |
| Cedar Rapids | | could afford them significant savings | | unless approval is given by the |
| Los Angeles | | on their auto insurance. | | insurer. |