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| Hartford | | The best time to switch policies is | | Partnership: A business enterprise |
| Naperville | | within one month of receiving your | | owned and operated by two or more |
| Myrtle Beach | | policy renewal from your current | | persons for the purpose of generating |
| El Cajon | | insurer. You can typically cancel your | | business income and profits. |
| Newport News | | policy without any fees or penalties if | | |
| Denver | | you act within this time period. | | Open Rating: A system whereby a |
| Miami | | | | state allows an insurer to use rates |
| San Jose | | Why not take advantage of current | | without prior approval. |
| Walnut Creek | | low prices? Many auto insurance | | |
| Denver | | consumers are becoming educated | | Cut Rate: This term generally applies |
| Grand Prairie | | on other companies, plans, and rates | | to insurance companies who charge |
| Oklahoma City | | that are available to them; ones that | | premiums below a normal or average |
| Lafayette | | could afford them significant savings | | rate. |
| Warwick | | on their auto insurance. | | |
| Norwalk | | | | Foreign Insurer: An insurer domiciled |
| Inglewood | | Shopping around is the best way to | | in a state of the United States other |
| Richmond | | save money on your insurance. | | than the one in which the insured's |
| Tempe | | | | insurance is written. |
| Schaumburg | | While some companies raise their | | |
| Oxnard | | prices based on your actual age, | | Gain and Loss Exhibit: The portion of |
| Chattanooga | | most companies increase the price of | | the convention blank which |
| New Port Richey | | their policies six months before your | | represents an analysis of gains, |
| Anchorage | | birthday. Its a term called Age | | losses, and surplus during an |
| Overland Park | | Nearest in the industry, and that | | accounting period. |
| Trenton | | half-year price increase could really | | |
| Frederick | | add up over a 20-year term policy. As | | Retail Credit Company: The former |
| South Bend | | above, the quicker you purchase your | | name of Equifax, a credit reporting |
| North Hollywood | | policy the better. | | organization. See Equifax. |