| | | | |
|
| Costa Mesa | | The quickest and easiest way to | | Net Retention: The amount of |
| Clearwater | | shop for new insurance is by | | insurance that a ceding company |
| Lafayette | | comparing rates at InsWebs online | | keeps for its own account and does |
| Charlotte | | marketplace. If you do it the | | not reinsure. |
| Manchester | | old-fashioned way (by calling or | | |
| Coral Springs | | visiting multiple agents or insurance | | Authorized Insurer: An insurer |
| Hemet | | companies) it could take up a huge | | authorized by the state to transact |
| Orlando | | chunk of your time, which no one | | business in that state for specific |
| Johnstown | | wants or needs. By completing | | types of insurance. |
| Duluth | | InsWebs online application, you will | | |
| Youngstown | | have rates to compare to your old | | War Risk Insurance: Insurance |
| Metairie | | ones within minutes! | | covering damage caused by war. |
| Duluth | | | | Most often written by Ocean Marine |
| Bloomington | | Life insurance, specifically Term Life, | | Insurance companies covering |
| San Diego | | is arguably one of the best values in | | vessels. |
| Chesapeake | | the entire financial services arena. | | |
| Tacoma | | Where else can you go and get | | Malinger: To feign a disability for the |
| Greensboro | | hundreds of thousands of dollars in | | purpose of continuing to collect |
| Fresno | | protection for literally pennies per | | benefits longer than actually |
| Mansfield | | day? Rates for Term Life insurance | | necessary. |
| Zanesville | | remain at all-time lows, and now is the | | |
| Olympia | | time to lock in the best prices. | | Coding: A method of putting |
| Toledo | | | | information into a numerical form for |
| Boise | | Shopping around is the best way to | | statistical use. Most information on |
| Zanesville | | save money on your insurance. | | policies is coded and then put into |
| Union | | | | reports. |
| Goldsboro | | Healthy people have the best | | |
| Decatur | | mortality risks and thus are much | | Gross Line: The total limit accepted |
| Corpus Christi | | cheaper for companies to insure. This | | by an insurer on an individual risk, |
| White Plains | | translates into lower rates for the | | including the amount to be reinsured. |
| Vineland | | Super Preferred customer than | | |
| Killeen | | someone with higher risk factors such | | Short Rate Premium: The premium |
| Sunnyvale | | as a heart condition, cancer or | | required for issuing a policy for a |
| Roanoke | | diabetes. Conversely, if you were | | period less than its normal term. |
| Huntington Beach | | unhealthy when you acquired your | | |
| Florissant | | policy, and your health has now | | |
| Modesto | | improved, it might be time to shop for | | |
| Cincinnati | | a new policy, as your rates are likely | | |
| Stamford | | to be lower. | | |
