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| Ogden | | Everyone has different needs, and | | Criticism: A correction suggested by a |
| Norwalk | | not one size fits all when it comes to | | rating or auditing bureau to an insurer. |
| Wichita | | term life insurance. While it may make | | |
| Henderson | | sense for people in their 30s and 40s | | Admitted (or Allowed) Assets: Assets |
| Durham | | to secure a 20-year term length, a | | whose values are permitted by state |
| Fort Wayne | | 10-year term might be more | | law to be included in the annual |
| Minneapolis | | appropriate for someone nearing | | statement of the insurer. |
| Denver | | retirement. | | |
| Boise | | | | Absolute Assignment: Assignment by |
| Poughkeepsie | | Shopping around is the best way to | | a policy owner of all control of and |
| Pittsburgh | | save money on your insurance. | | rights in the policy to a third party. |