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| Hollywood | | Individuals who have 30-year | | Broker-Agent: One acting as an agent |
| Marietta | | mortgages might want to consider a | | of one or more insurers and as a |
| Cedar Rapids | | 30-year term to ensure that the house | | broker in dealing with one or more |
| Charleston | | is protected throughout the period of | | other insurers. |
| Costa Mesa | | the loan. | | |
| Bakersfield | | | | Policy Anniversary: The anniversary |
| Akron | | Life insurance, specifically Term Life, | | of the date of issue of a policy as |
| Anderson | | is arguably one of the best values in | | shown in the policy declarations. |
| Jersey City | | the entire financial services arena. | | |
| Redlands | | Where else can you go and get | | Malicious Mischief: Similar to |
| Malden | | hundreds of thousands of dollars in | | vandalism. Purposely damaging the |
| Charlotte | | protection for literally pennies per | | rights or property of another. |
| Acworth | | day? Rates for Term Life insurance | | |
| Virginia Beach | | remain at all-time lows, and now is the | | Fiduciary: A person holding the funds |
| Lowell | | time to lock in the best prices. | | or property of another in a position of |
| Phoenix | | | | trust. An example would be the |
| Washington | | While some companies raise their | | executor of an estate. |
| Newport Beach | | prices based on your actual age, | | |
| Mobile | | most companies increase the price of | | Notice To Company: Written notice to |
| Santa Ana | | their policies six months before your | | an insurer of the occurrence of an |
| Cookeville | | birthday. Its a term called Age | | event which a claim is to be based. |
| Jasper | | Nearest in the industry, and that | | |
| Portland | | half-year price increase could really | | Independent Contractor: One who |
| New Orleans | | add up over a 20-year term policy. As | | agrees to perform according to a |
| Metairie | | above, the quicker you purchase your | | contract and who is not an employee. |
| Spring Hill | | policy the better. | | |
| Knoxville | | | | Insurance Examiner: The |
| Erie | | People who are trying to quit | | representative of a state insurance |
| Wichita | | smoking, for example, might be best | | department assigned to participate in |
| Fairfax | | suited purchasing a shorter term (and | | the official audit and examination of |
| Rapid City | | then replacing it with a longer term | | an insurer. |
| Houma | | policy when they qualify for | | |
| Scottsdale | | non-tobacco prices). | | Interline Endorsement: Commercial |
| Bronx | | | | endorsements that apply, or could |
| Milwaukee | | | | apply, to more than one coverage |
| Poughkeepsie | | | | part of a package policy. |
