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| Morristown | | People who are trying to quit | | Foreign Insurer: An insurer domiciled |
| Yonkers | | smoking, for example, might be best | | in a state of the United States other |
| Houston | | suited purchasing a shorter term (and | | than the one in which the insured's |
| Mansfield | | then replacing it with a longer term | | insurance is written. |
| Tacoma | | policy when they qualify for | | |
| Stamford | | non-tobacco prices). | | Exclusions: Specific situations, |
| Livonia | | | | conditions, or circumstances that are |
| Killeen | | Individuals who have 30-year | | listed in the contract as being not |
| Sumter | | mortgages might want to consider a | | covered. |
| Oceanside | | 30-year term to ensure that the house | | |
| Las Vegas | | is protected throughout the period of | | Policy Anniversary: The anniversary |
| Bloomington | | the loan. | | of the date of issue of a policy as |
| Orlando | | | | shown in the policy declarations. |
| Texarkana | | If you have noticed that your auto | | |
| Edison | | insurance rates are still increasing | | Incurred Expense: Expenses not yet |
| Tucson | | with each renewal, or even have not | | paid. Can also include paid |
| Anderson | | gone down even though you have a | | expenses in some accounting |
| Hemet | | great driving record, this lower pricing | | systems. |
| Wichita Falls | | trend makes it more important then | | |
| Chula Vista | | ever that you shop around for auto | | Building Code: This refers to |
| Fort Collins | | insurance. | | municipal or other governmental |
| Athens | | | | ordinances regulating the type of |
| Topeka | | Life insurance, specifically Term Life, | | construction of buildings within its |
| Clearwater | | is arguably one of the best values in | | jurisdiction. |
| Troy | | the entire financial services arena. | | |
| Flushing | | Where else can you go and get | | Paid-In Surplus: Surplus paid in by |
| Saginaw | | hundreds of thousands of dollars in | | stockholders, as contrasted with |
| Westbury | | protection for literally pennies per | | surplus earned through the |
| Yuma | | day? Rates for Term Life insurance | | operations of a business. |
| Panama City | | remain at all-time lows, and now is the | | |
| Denton | | time to lock in the best prices. | | Provisions: Statements contained in |
| Brooklyn | | | | an insurance policy which explain the |
| Corona | | Shopping around is the best way to | | benefits, conditions and other |
| Boulder | | save money on your insurance. | | features of the insurance contract. |
