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| Knoxville | | If you have noticed that your auto | | Short-Term Policy: A policy written for |
| Las Vegas | | insurance rates are still increasing | | a period of less time than is normal for |
| Columbus | | with each renewal, or even have not | | that type of policy. |
| Lawrenceville | | gone down even though you have a | | |
| Conroe | | great driving record, this lower pricing | | Loss Adjustment Expense: The cost |
| Peoria | | trend makes it more important then | | of adjusting losses, excluding the |
| Glendale | | ever that you shop around for auto | | amount of the loss itself. |
| Cleveland | | insurance. | | |
| Wichita Falls | | | | Borderline Risk: An insurance |
| Wilmington | | Why not take advantage of current | | prospect of doubtful quality from an |
| Tuscaloosa | | low prices? Many auto insurance | | underwriting point of view. |
| Florence | | consumers are becoming educated | | |
| Cedar Rapids | | on other companies, plans, and rates | | Provisional Rate: Tentative rates, |
| Whittier | | that are available to them; ones that | | premiums or commissions that are |
| White Plains | | could afford them significant savings | | subject to subsequent adjustment. |
| Norfolk | | on their auto insurance. | | See Commission and Premium. |
