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| Toledo | | At InsWeb, you can compare free | | Notice To Company: Written notice to |
| Westbury | | online insurance quotes from many of | | an insurer of the occurrence of an |
| Decatur | | the nations leading insurance | | event which a claim is to be based. |
| Wilmington | | companies. | | |
| Sioux Falls | | | | Independent Agent: An agent |
| Torrance | | Life insurance, specifically Term Life, | | operating as an independent |
| Hollywood | | is arguably one of the best values in | | contractor under the independent |
| Bethlehem | | the entire financial services arena. | | agency system. |
| Conroe | | Where else can you go and get | | |
| Lowell | | hundreds of thousands of dollars in | | Renewal: The reestablishment of the |
| Fayetteville | | protection for literally pennies per | | in-force status of a policy, the term of |
| Glendale | | day? Rates for Term Life insurance | | which has expired or will expire |
| Stockbridge | | remain at all-time lows, and now is the | | unless it is renewed. |
| Palo Alto | | time to lock in the best prices. | | |
| Davenport | | | | War Risk Insurance: Insurance |
| Richmond | | Healthy people have the best | | covering damage caused by war. |
| Torrance | | mortality risks and thus are much | | Most often written by Ocean Marine |
| Springfield | | cheaper for companies to insure. This | | Insurance companies covering |
| Hampton | | translates into lower rates for the | | vessels. |
| Fremont | | Super Preferred customer than | | |
| Kalamazoo | | someone with higher risk factors such | | Captive Agent: One who sells |
| Shreveport | | as a heart condition, cancer or | | insurance for only one company as |
| Boulder | | diabetes. Conversely, if you were | | opposed to an agent who represents |
| Tempe | | unhealthy when you acquired your | | several companies. |
| Slidell | | policy, and your health has now | | |
| Jackson | | improved, it might be time to shop for | | Malinger: To feign a disability for the |
| Bakersfield | | a new policy, as your rates are likely | | purpose of continuing to collect |
| Long Beach | | to be lower. | | benefits longer than actually |
| Melbourne | | | | necessary. |
| Peoria | | Why not take advantage of current | | |
| Metairie | | low prices? Many auto insurance | | Insurance Examiner: The |
| Jonesboro | | consumers are becoming educated | | representative of a state insurance |
| Fairfax | | on other companies, plans, and rates | | department assigned to participate in |
| Albuquerque | | that are available to them; ones that | | the official audit and examination of |
| Charleston | | could afford them significant savings | | an insurer. |
| Naples | | on their auto insurance. | | |
