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| Reading | | The best time to switch policies is | | Collusion: An agreement, usually |
| Sarasota | | within one month of receiving your | | secret, between two or more persons |
| Springfield | | policy renewal from your current | | to defraud or deprive another or |
| Acworth | | insurer. You can typically cancel your | | others of their property or rights. |
| Fremont | | policy without any fees or penalties if | | |
| Chula Vista | | you act within this time period. | | Capital Sum: The maximum lump sum |
| Virginia Beach | | | | payable in the event of accidental |
| Albany | | If you have noticed that your auto | | death or dismemberment. |
| Portland | | insurance rates are still increasing | | |
| Indianapolis | | with each renewal, or even have not | | Exclusions: Specific situations, |
| Turlock | | gone down even though you have a | | conditions, or circumstances that are |
| Houma | | great driving record, this lower pricing | | listed in the contract as being not |
| Arlington | | trend makes it more important then | | covered. |
| Ann Arbor | | ever that you shop around for auto | | |
| Thousand Oaks | | insurance. | | Sole Proprietorship: A business |
| Tacoma | | | | enterprise owned by one person who |
| Little Rock | | Make sure you have a new policy in | | is its manager and employee. |
| Westbury | | place before you cancel your old one | | |
| Tyler | | to avoid a lapse in coverage. This will | | Lapsed Policy: One which has been |
| Springfield | | also prevent having to figure out the | | allowed to expire because of |
| Newburgh | | amount of any unused premium that is | | nonpayment of premiums. |
| Miami | | due to you from your old insurance | | |
| Inglewood | | company, or having to spar with your | | Inspection: Independent checking on |
| Fresno | | agent about exactly when your policy | | facts about an applicant, |
| Eugene | | was cancelled and how much they | | policyholder, or claimant, usually by a |
| Hendersonville | | owe you. | | commercial inspection agency. |
