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| Hampton | | Everyone has different needs, and | | Leasehold: An agreement which |
| Peoria | | not one size fits all when it comes to | | gives a person the right to use and |
| Ann Arbor | | term life insurance. While it may make | | occupy property. |
| Whittier | | sense for people in their 30s and 40s | | |
| West Chester | | to secure a 20-year term length, a | | Professional Insurance Agents |
| Syracuse | | 10-year term might be more | | Association: A trade association of |
| Lubbock | | appropriate for someone nearing | | mutual insurance agents. |
| Racine | | retirement. | | |
| Columbia | | | | Director of Insurance: A title used in |
| Edison | | Life insurance, specifically Term Life, | | some states for the head of the |
| Naperville | | is arguably one of the best values in | | department of insurance. |
| Portland | | the entire financial services arena. | | |
| Torrance | | Where else can you go and get | | Short Rate Premium: The premium |
| Newport News | | hundreds of thousands of dollars in | | required for issuing a policy for a |
| Denver | | protection for literally pennies per | | period less than its normal term. |
| Fort Wayne | | day? Rates for Term Life insurance | | |
| Jonesboro | | remain at all-time lows, and now is the | | Legislative Risk: A risk faced by |
| West Palm Beach | | time to lock in the best prices. | | investors whereby changes in tax |
| Tulsa | | | | laws can result in adverse effects on |
| Lafayette | | Healthy people have the best | | the individual's investment results. |
| Albany | | mortality risks and thus are much | | |
| Houston | | cheaper for companies to insure. This | | Partial Loss: A loss covered by an |
| Lubbock | | translates into lower rates for the | | insurance policy which does not |
| Boise | | Super Preferred customer than | | completely destroy or render |
| Tempe | | someone with higher risk factors such | | worthless the insured property. |
| Fayetteville | | as a heart condition, cancer or | | |
| Toms River | | diabetes. Conversely, if you were | | Malinger: To feign a disability for the |
| Morristown | | unhealthy when you acquired your | | purpose of continuing to collect |
| Des Moines | | policy, and your health has now | | benefits longer than actually |
| Corona | | improved, it might be time to shop for | | necessary. |
| Dothan | | a new policy, as your rates are likely | | |
| Woodbridge | | to be lower. | | Interstate Carrier: A transportation |
| Delray Beach | | | | company which does business |
| Des Moines | | At InsWeb, you can compare free | | across state lines. |
| Chattanooga | | online insurance quotes from many of | | |
| White Plains | | the nations leading insurance | | |
| Hickory | | companies. | | |
