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| Rome | | Everyone has different needs, and | | Provisions: Statements contained in |
| Augusta | | not one size fits all when it comes to | | an insurance policy which explain the |
| Sioux City | | term life insurance. While it may make | | benefits, conditions and other |
| Irvine | | sense for people in their 30s and 40s | | features of the insurance contract. |
| Bronx | | to secure a 20-year term length, a | | |
| Denver | | 10-year term might be more | | Earned Income: The money |
| Buffalo | | appropriate for someone nearing | | individuals earn as a result of working |
| Westbury | | retirement. | | at some job or occupation for which |
| Midland | | | | they are paid a salary. |
| Santa Barbara | | The quickest and easiest way to | | |
| Joliet | | shop for new insurance is by | | Brokerage Department: A department |
| Nashville | | comparing rates at InsWebs online | | of an insurer whose purpose is to |
| Livonia | | marketplace. If you do it the | | deal with brokers in the placing of |
| Allentown | | old-fashioned way (by calling or | | insurance. |
| Melbourne | | visiting multiple agents or insurance | | |
| Hemet | | companies) it could take up a huge | | Captive Agent: One who sells |
| Savannah | | chunk of your time, which no one | | insurance for only one company as |
| Bellevue | | wants or needs. By completing | | opposed to an agent who represents |
| Joliet | | InsWebs online application, you will | | several companies. |
| Sacramento | | have rates to compare to your old | | |
| Albuquerque | | ones within minutes! | | Endorsement: A written or printed form |
| Alpharetta | | | | attached to the policy which alters |
| Quincy | | If you have noticed that your auto | | provisions of the contract. |
| Wichita Falls | | insurance rates are still increasing | | |
| Jackson | | with each renewal, or even have not | | Paid-In Surplus: Surplus paid in by |
| Biloxi | | gone down even though you have a | | stockholders, as contrasted with |
| Florence | | great driving record, this lower pricing | | surplus earned through the |
| Minneapolis | | trend makes it more important then | | operations of a business. |
| Edmond | | ever that you shop around for auto | | |
| Pittsburgh | | insurance. | | Time Limits: The limits of time within |
| Des Moines | | | | which notice of a claim and proof of a |
| Cranston | | We offer quotes for auto insurance, | | loss must be submitted. |
| Dallas | | life insurance, homeowners | | |
| Birmingham | | insurance, health insurance, term life | | Agent's Balance: A periodic |
| Boynton Beach | | insurance and more. | | statement of the sums due and owed |
| Omaha | | | | to an agent under the agent's contract |
| Palm Harbor | | | | with an insurer. |
